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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,256 | $101,539-11.1% | $147,041-38.6% | $74,400+21.3% |
| Participation rate | 57.2% | 75.5%-18.3pp | 82.2%-24.9pp | 67.2%-10.0pp |
| Annual return | 16.16% | 8740.84%-8724.7pp | 419.21%-403.0pp | 1367.51%-1351.3pp |
| Employer contribution / active EE | $3,110 | $3,811-18.4% | $4,935-37.0% | $2,624+18.5% |
| Participant deferral / active EE | $9,630 | $7,304+31.8% | $8,071+19.3% | $4,348+121.5% |
| Admin fee / account holder | $5,531 | $1,749+216.2% | $13,006-57.5% | $1,944+184.6% |