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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,857 | $93,346-85.2% | $71,796-80.7% | $273,972-94.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 11.24% | 130.39%-119.2pp | 78.04%-66.8pp | 41.46%-30.2pp |
| Employer contribution / active EE | $1,601 | $2,733-41.4% | $1,924-16.8% | $4,869-67.1% |
| Participant deferral / active EE | $5,843 | $3,475+68.1% | $2,794+109.1% | $5,287+10.5% |
| Admin fee / account holder | $398 | $6,571-93.9% | $4,815-91.7% | $10,133-96.1% |