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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,537 | $95,917-36.9% | $79,583-23.9% | $134,545-55.0% |
| Participation rate | 90.9% | 75.0%+15.9pp | 69.5%+21.4pp | 81.2%+9.7pp |
| Annual return | -15.73% | -2.70%-13.0pp | 0.16%-15.9pp | 418.37%-434.1pp |
| Employer contribution / active EE | $2,424 | $3,129-22.5% | $2,414+0.4% | $4,742-48.9% |
| Participant deferral / active EE | $7,489 | $4,694+59.5% | $3,986+87.9% | $6,401+17.0% |
| Admin fee / account holder | $592 | $9,132-93.5% | $6,835-91.3% | $11,431-94.8% |