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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,888 | $176,838-75.7% | $146,685-70.8% | $167,518-74.4% |
| Participation rate | 57.1% | 83.6%-26.5pp | 80.1%-22.9pp | 82.1%-25.0pp |
| Annual return | 16.58% | 24.04%-7.5pp | 22.75%-6.2pp | 478.71%-462.1pp |
| Employer contribution / active EE | $1,954 | $5,161-62.1% | $4,137-52.8% | $4,838-59.6% |
| Participant deferral / active EE | $4,915 | $6,441-23.7% | $5,507-10.7% | $6,342-22.5% |
| Admin fee / account holder | $0 | $13,262-100.0% | $10,281-100.0% | $12,312-100.0% |