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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,723 | $152,619-87.7% | $125,195-85.0% | $152,909-87.8% |
| Participation rate | 42.9% | 83.3%-40.5pp | 79.8%-36.9pp | 82.5%-39.6pp |
| Annual return | 32.34% | 54.85%-22.5pp | 43.79%-11.4pp | 345.46%-313.1pp |
| Employer contribution / active EE | $1,264 | $4,947-74.4% | $3,866-67.3% | $4,764-73.5% |
| Participant deferral / active EE | $2,402 | $5,869-59.1% | $4,937-51.4% | $5,851-59.0% |
| Admin fee / account holder | $0 | $13,437-100.0% | $9,704-100.0% | $11,601-100.0% |