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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,041 | $80,992-53.0% | $96,534-60.6% | $75,173-49.4% |
| Participation rate | 78.0% | 71.8%+6.3pp | 76.0%+2.1pp | 67.2%+10.8pp |
| Annual return | 36.90% | 27.05%+9.9pp | 25.88%+11.0pp | 160.72%-123.8pp |
| Employer contribution / active EE | $3,169 | $2,283+38.8% | $2,965+6.9% | $2,671+18.6% |
| Participant deferral / active EE | $7,307 | $3,929+85.9% | $4,851+50.6% | $4,126+77.1% |
| Admin fee / account holder | $3,353 | $6,717-50.1% | $8,253-59.4% | $5,651-40.7% |