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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,962 | $112,131-80.4% | $95,964-77.1% | $158,982-86.2% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 22.41% | 171.19%-148.8pp | 91.64%-69.2pp | 302.99%-280.6pp |
| Employer contribution / active EE | $2,483 | $3,199-22.4% | $2,541-2.3% | $4,763-47.9% |
| Participant deferral / active EE | $6,238 | $4,784+30.4% | $4,167+49.7% | $5,983+4.3% |
| Admin fee / account holder | $492 | $10,136-95.1% | $6,797-92.8% | $11,252-95.6% |