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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,942 | $124,346-78.3% | $111,308-75.8% | $167,536-83.9% |
| Participation rate | 87.0% | 79.6%+7.3pp | 77.3%+9.6pp | 82.1%+4.8pp |
| Annual return | 20.87% | 37.45%-16.6pp | 54.67%-33.8pp | 478.82%-457.9pp |
| Employer contribution / active EE | $3,371 | $3,437-1.9% | $2,732+23.4% | $4,839-30.3% |
| Participant deferral / active EE | $8,430 | $5,182+62.7% | $4,487+87.9% | $6,342+32.9% |
| Admin fee / account holder | $6,220 | $10,621-41.4% | $7,965-21.9% | $12,315-49.5% |