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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,710 | $52,911+73.3% | $73,309+25.1% | $59,633+53.8% |
| Participation rate | 68.9% | 68.2%+0.7pp | 74.9%-6.0pp | 68.7%+0.2pp |
| Annual return | -1.31% | 12.20%-13.5pp | 5.67%-7.0pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,788 | $1,909-6.3% | $3,237-44.8% | $2,203-18.8% |
| Participant deferral / active EE | $6,668 | $4,069+63.9% | $4,991+33.6% | $3,192+108.9% |
| Admin fee / account holder | $4,752 | $3,835+23.9% | $5,635-15.7% | $4,297+10.6% |