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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,307 | $77,460+251.5% | $100,378+171.3% | $80,925+236.5% |
| Participation rate | 88.0% | 76.9%+11.1pp | 81.5%+6.5pp | 67.7%+20.3pp |
| Annual return | 16.42% | 37.24%-20.8pp | 49.41%-33.0pp | 35.65%-19.2pp |
| Employer contribution / active EE | $2,873 | $2,801+2.6% | $3,942-27.1% | $2,756+4.2% |
| Participant deferral / active EE | $13,114 | $6,818+92.3% | $8,087+62.2% | $4,299+205.1% |
| Admin fee / account holder | $16,711 | $5,887+183.9% | $7,899+111.6% | $6,940+140.8% |