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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,200 | $94,436-46.8% | $115,599-56.6% | $82,637-39.3% |
| Participation rate | 38.5% | 70.4%-32.0pp | 74.3%-35.8pp | 68.1%-29.6pp |
| Annual return | 21.57% | 18.37%+3.2pp | 111.10%-89.5pp | 53.51%-31.9pp |
| Employer contribution / active EE | $994 | $2,324-57.2% | $2,955-66.4% | $2,552-61.0% |
| Participant deferral / active EE | $2,116 | $3,955-46.5% | $4,889-56.7% | $4,126-48.7% |
| Admin fee / account holder | $2,131 | $10,328-79.4% | $12,841-83.4% | $7,339-71.0% |