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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,668 | $87,106-63.6% | $105,607-70.0% | $80,935-60.9% |
| Participation rate | 31.9% | 70.4%-38.5pp | 75.3%-43.4pp | 67.7%-35.7pp |
| Annual return | 13.68% | 17.01%-3.3pp | 116.11%-102.4pp | 35.66%-22.0pp |
| Employer contribution / active EE | $789 | $2,396-67.1% | $3,167-75.1% | $2,757-71.4% |
| Participant deferral / active EE | $1,731 | $3,986-56.6% | $5,011-65.5% | $4,299-59.7% |
| Admin fee / account holder | $2,151 | $8,447-74.5% | $10,958-80.4% | $6,924-68.9% |