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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,793 | $72,177-53.2% | $115,038-70.6% | $59,633-43.3% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -2.42% | 12.02%-14.4pp | 26.14%-28.6pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $6,512 | $2,841+129.2% | $4,608+41.3% | $2,203+195.7% |
| Participant deferral / active EE | $3,614 | $4,783-24.4% | $6,026-40.0% | $3,192+13.2% |
| Admin fee / account holder | $462 | $4,927-90.6% | $8,175-94.3% | $4,297-89.2% |