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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,462 | $77,816-45.4% | $123,552-65.6% | $64,173-33.8% |
| Participation rate | 96.5% | 74.7%+21.8pp | 82.3%+14.2pp | 69.6%+26.9pp |
| Annual return | -8.64% | 12.49%-21.1pp | 119.20%-127.8pp | 7.63%-16.3pp |
| Employer contribution / active EE | $5,112 | $3,014+69.6% | $4,628+10.5% | $2,381+114.7% |
| Participant deferral / active EE | $3,850 | $5,240-26.5% | $6,426-40.1% | $3,470+11.0% |
| Admin fee / account holder | $2,666 | $5,519-51.7% | $9,285-71.3% | $4,887-45.5% |