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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,274 | $81,763-43.4% | $58,561-21.0% | $139,466-66.8% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 17.20% | 7427.77%-7410.6pp | 4251.33%-4234.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $963 | $1,398-31.1% | $1,053-8.6% | $4,754-79.7% |
| Participant deferral / active EE | $3,647 | $2,555+42.8% | $1,923+89.6% | $6,712-45.7% |
| Admin fee / account holder | $799 | $3,273-75.6% | $2,520-68.3% | $11,409-93.0% |