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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,467 | $108,212-80.2% | $77,513-72.3% | $158,966-86.5% |
| Participation rate | 62.5% | 64.4%-1.9pp | 54.2%+8.3pp | 82.0%-19.5pp |
| Annual return | 22.22% | 31.67%-9.5pp | 54.81%-32.6pp | 302.95%-280.7pp |
| Employer contribution / active EE | $1,047 | $1,325-21.0% | $987+6.1% | $4,762-78.0% |
| Participant deferral / active EE | $3,608 | $2,455+46.9% | $1,861+93.9% | $5,983-39.7% |
| Admin fee / account holder | $1,439 | $3,709-61.2% | $2,859-49.7% | $11,250-87.2% |