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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,675 | $90,691-69.5% | $76,119-63.6% | $145,884-81.0% |
| Participation rate | 94.1% | 74.5%+19.7pp | 69.1%+25.0pp | 80.3%+13.8pp |
| Annual return | 13.31% | 624.52%-611.2pp | 361.25%-347.9pp | 551.85%-538.5pp |
| Employer contribution / active EE | $8,966 | $3,329+169.3% | $2,693+233.0% | $4,662+92.3% |
| Participant deferral / active EE | $3,796 | $5,167-26.5% | $4,259-10.9% | $6,690-43.2% |
| Admin fee / account holder | $603 | $8,383-92.8% | $6,421-90.6% | $13,392-95.5% |