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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,571 | $82,324-68.9% | $68,803-62.8% | $134,545-81.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -17.68% | -2.17%-15.5pp | -6.37%-11.3pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,151 | $3,302-34.8% | $2,656-19.0% | $4,742-54.6% |
| Participant deferral / active EE | $6,069 | $4,740+28.0% | $3,942+54.0% | $6,401-5.2% |
| Admin fee / account holder | $1,398 | $6,485-78.4% | $4,936-71.7% | $11,431-87.8% |