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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,169 | $85,060-64.5% | $70,565-57.2% | $139,487-78.4% |
| Participation rate | 72.7% | 73.9%-1.2pp | 68.4%+4.4pp | 80.3%-7.6pp |
| Annual return | 17.50% | 30.39%-12.9pp | 32.79%-15.3pp | 373.84%-356.3pp |
| Employer contribution / active EE | $1,532 | $3,912-60.8% | $2,976-48.5% | $4,755-67.8% |
| Participant deferral / active EE | $4,784 | $5,891-18.8% | $4,568+4.7% | $6,713-28.7% |
| Admin fee / account holder | $4,196 | $8,932-53.0% | $6,430-34.7% | $11,407-63.2% |