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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,130 | $89,367-51.7% | $141,191-69.5% | $72,975-40.9% |
| Participation rate | 92.6% | 75.1%+17.5pp | 82.5%+10.2pp | 69.5%+23.2pp |
| Annual return | 35.85% | 111.87%-76.0pp | 71.41%-35.6pp | 81.01%-45.2pp |
| Employer contribution / active EE | $4,736 | $3,115+52.1% | $4,7360% | $2,440+94.1% |
| Participant deferral / active EE | $10,730 | $5,419+98.0% | $6,710+59.9% | $3,608+197.4% |
| Admin fee / account holder | $4,358 | $5,957-26.8% | $10,264-57.5% | $5,124-14.9% |