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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,288 | $76,551-87.9% | $123,894-92.5% | $62,881-85.2% |
| Participation rate | 76.9% | 73.0%+3.9pp | 81.4%-4.5pp | 69.3%+7.6pp |
| Annual return | 0.00% | 18.68%-18.7pp | 47.52%-47.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $2,556 | $2,882-11.3% | $4,617-44.6% | $2,281+12.1% |
| Participant deferral / active EE | $5,006 | $4,840+3.4% | $5,984-16.4% | $3,203+56.3% |
| Admin fee / account holder | $440 | $4,826-90.9% | $8,357-94.7% | $4,296-89.8% |