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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,866 | $69,118+41.6% | $53,647+82.4% | $138,895-29.5% |
| Participation rate | 62.5% | 64.0%-1.5pp | 56.3%+6.2pp | 79.9%-17.4pp |
| Annual return | 24.98% | 248.26%-223.3pp | 358.33%-333.4pp | 145.39%-120.4pp |
| Employer contribution / active EE | $1,174 | $1,189-1.3% | $962+22.0% | $4,194-72.0% |
| Participant deferral / active EE | $2,258 | $2,274-0.7% | $1,813+24.5% | $6,396-64.7% |
| Admin fee / account holder | $1,527 | $2,724-44.0% | $2,460-37.9% | $12,562-87.8% |