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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,214 | $81,749-31.2% | $58,544-4.0% | $139,456-59.7% |
| Participation rate | 72.7% | 61.3%+11.4pp | 50.9%+21.9pp | 80.3%-7.6pp |
| Annual return | 0.02% | 7425.45%-7425.4pp | 4249.56%-4249.5pp | 373.45%-373.4pp |
| Employer contribution / active EE | $1,293 | $1,398-7.5% | $1,053+22.7% | $4,753-72.8% |
| Participant deferral / active EE | $1,984 | $2,555-22.3% | $1,923+3.2% | $6,711-70.4% |
| Admin fee / account holder | $1,876 | $3,272-42.7% | $2,520-25.6% | $11,407-83.6% |