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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,370 | $156,970-62.2% | $121,210-51.0% | $139,487-57.4% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 25.78% | 1477.10%-1451.3pp | 987.41%-961.6pp | 373.84%-348.1pp |
| Employer contribution / active EE | $1,973 | $5,546-64.4% | $4,171-52.7% | $4,755-58.5% |
| Participant deferral / active EE | $5,147 | $4,849+6.1% | $4,084+26.0% | $6,713-23.3% |
| Admin fee / account holder | $183 | $6,947-97.4% | $5,647-96.8% | $11,407-98.4% |