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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,297 | $185,225-90.1% | $142,898-87.2% | $167,536-89.1% |
| Participation rate | 50.0% | 78.5%-28.5pp | 72.0%-22.0pp | 82.1%-32.1pp |
| Annual return | 29.31% | 8558.12%-8528.8pp | 5639.64%-5610.3pp | 478.82%-449.5pp |
| Employer contribution / active EE | $2,406 | $5,607-57.1% | $4,146-42.0% | $4,839-50.3% |
| Participant deferral / active EE | $3,922 | $4,496-12.8% | $3,838+2.2% | $6,342-38.2% |
| Admin fee / account holder | $44 | $8,032-99.5% | $6,560-99.3% | $12,315-99.6% |