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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,220 | $152,591-80.2% | $117,529-74.3% | $134,545-77.5% |
| Participation rate | 50.0% | 77.1%-27.1pp | 70.6%-20.6pp | 81.2%-31.2pp |
| Annual return | -22.23% | 53.04%-75.3pp | 29.77%-52.0pp | 418.37%-440.6pp |
| Employer contribution / active EE | $2,790 | $5,576-50.0% | $4,179-33.2% | $4,742-41.2% |
| Participant deferral / active EE | $5,205 | $4,821+8.0% | $4,072+27.8% | $6,401-18.7% |
| Admin fee / account holder | $100 | $7,004-98.6% | $5,645-98.2% | $11,431-99.1% |