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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,884 | $76,368-89.7% | $67,681-88.4% | $154,746-94.9% |
| Participation rate | 86.4% | 79.0%+7.4pp | 73.7%+12.6pp | 80.7%+5.7pp |
| Annual return | 19.32% | 1066.77%-1047.5pp | 590.58%-571.3pp | 172.34%-153.0pp |
| Employer contribution / active EE | $926 | $3,151-70.6% | $2,678-65.4% | $4,379-78.9% |
| Participant deferral / active EE | $1,226 | $4,824-74.6% | $3,976-69.2% | $6,730-81.8% |
| Admin fee / account holder | $1,267 | $8,559-85.2% | $6,100-79.2% | $14,365-91.2% |