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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,884 | $68,097-88.4% | $62,929-87.5% | $137,256-94.3% |
| Participation rate | 86.4% | 77.4%+8.9pp | 73.1%+13.3pp | 80.0%+6.4pp |
| Annual return | 19.32% | 1859.11%-1839.8pp | 1063.93%-1044.6pp | 220.34%-201.0pp |
| Employer contribution / active EE | $926 | $2,811-67.1% | $2,505-63.0% | $4,156-77.7% |
| Participant deferral / active EE | $1,226 | $4,553-73.1% | $3,888-68.5% | $6,407-80.9% |
| Admin fee / account holder | $1,267 | $6,521-80.6% | $5,065-75.0% | $12,270-89.7% |