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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,735 | $105,160-28.0% | $94,679-20.0% | $139,456-45.7% |
| Participation rate | 56.5% | 82.4%-25.8pp | 80.8%-24.3pp | 80.3%-23.8pp |
| Annual return | 16.72% | 38.04%-21.3pp | 156.75%-140.0pp | 373.45%-356.7pp |
| Employer contribution / active EE | $2,209 | $4,107-46.2% | $3,673-39.9% | $4,753-53.5% |
| Participant deferral / active EE | $7,374 | $7,599-3.0% | $7,417-0.6% | $6,711+9.9% |
| Admin fee / account holder | $8 | $8,988-99.9% | $7,233-99.9% | $11,407-99.9% |