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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,187 | $115,903-58.4% | $100,528-52.1% | $158,966-69.7% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | 17.68% | 34.80%-17.1pp | 30.90%-13.2pp | 302.95%-285.3pp |
| Employer contribution / active EE | $3,692 | $4,105-10.1% | $3,419+8.0% | $4,762-22.5% |
| Participant deferral / active EE | $9,151 | $6,677+37.1% | $6,271+45.9% | $5,983+52.9% |
| Admin fee / account holder | $4,663 | $11,000-57.6% | $8,084-42.3% | $11,250-58.6% |