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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,367 | $142,392-63.9% | $119,622-57.1% | $134,532-61.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -21.02% | -12.46%-8.6pp | -14.98%-6.0pp | 418.27%-439.3pp |
| Employer contribution / active EE | $2,698 | $5,224-48.4% | $4,232-36.3% | $4,741-43.1% |
| Participant deferral / active EE | $10,444 | $6,467+61.5% | $5,601+86.5% | $6,401+63.2% |
| Admin fee / account holder | $354 | $13,593-97.4% | $10,328-96.6% | $11,429-96.9% |