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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,928 | $152,592-39.8% | $125,180-26.6% | $152,885-39.9% |
| Participation rate | 87.5% | 83.3%+4.2pp | 79.8%+7.7pp | 82.5%+5.0pp |
| Annual return | 29.07% | 54.84%-25.8pp | 43.79%-14.7pp | 345.39%-316.3pp |
| Employer contribution / active EE | $8,126 | $4,947+64.3% | $3,866+110.2% | $4,763+70.6% |
| Participant deferral / active EE | $7,902 | $5,868+34.7% | $4,937+60.0% | $5,851+35.1% |
| Admin fee / account holder | $2,431 | $13,435-81.9% | $9,703-74.9% | $11,598-79.0% |