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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,283 | $228,352-60.5% | $185,835-51.4% | $158,966-43.2% |
| Participation rate | 83.3% | 82.3%+1.0pp | 78.0%+5.3pp | 82.0%+1.4pp |
| Annual return | 15.23% | 40.81%-25.6pp | 35.96%-20.7pp | 302.95%-287.7pp |
| Employer contribution / active EE | $2,475 | $4,967-50.2% | $4,087-39.5% | $4,762-48.0% |
| Participant deferral / active EE | $5,725 | $6,416-10.8% | $5,633+1.6% | $5,983-4.3% |
| Admin fee / account holder | $17,819 | $11,867+50.2% | $9,502+87.5% | $11,250+58.4% |