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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,429 | $211,946-74.3% | $169,452-67.9% | $135,379-59.8% |
| Participation rate | 91.7% | 82.6%+9.0pp | 77.8%+13.9pp | 82.6%+9.0pp |
| Annual return | -4.46% | 3.26%-7.7pp | 1.83%-6.3pp | 519.79%-524.2pp |
| Employer contribution / active EE | $2,549 | $5,117-50.2% | $4,157-38.7% | $4,779-46.7% |
| Participant deferral / active EE | $5,543 | $6,075-8.8% | $5,277+5.1% | $5,609-1.2% |
| Admin fee / account holder | $2,845 | $11,472-75.2% | $9,110-68.8% | $10,828-73.7% |