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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,605 | $101,798-69.9% | $165,071-81.5% | $80,935-62.2% |
| Participation rate | 85.9% | 71.8%+14.1pp | 78.6%+7.3pp | 67.7%+18.2pp |
| Annual return | 13.18% | 16.73%-3.5pp | 70.17%-57.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $753 | $2,954-74.5% | $4,347-82.7% | $2,757-72.7% |
| Participant deferral / active EE | $3,777 | $4,476-15.6% | $6,035-37.4% | $4,299-12.2% |
| Admin fee / account holder | $2,197 | $8,221-73.3% | $12,695-82.7% | $6,924-68.3% |