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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,498 | $183,592-80.7% | $155,567-77.2% | $145,959-75.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 13.50% | 61.24%-47.7pp | 64.74%-51.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $1,977 | $5,315-62.8% | $4,674-57.7% | $4,661-57.6% |
| Participant deferral / active EE | $3,995 | $6,464-38.2% | $5,628-29.0% | $6,689-40.3% |
| Admin fee / account holder | $1,509 | $19,318-92.2% | $15,916-90.5% | $13,398-88.7% |