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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,021 | $106,267-40.7% | $96,520-34.7% | $139,456-54.8% |
| Participation rate | 77.3% | 77.8%-0.6pp | 74.3%+2.9pp | 80.3%-3.1pp |
| Annual return | 23.10% | 38.45%-15.4pp | 35.72%-12.6pp | 373.45%-350.3pp |
| Employer contribution / active EE | $3,378 | $4,105-17.7% | $3,739-9.6% | $4,753-28.9% |
| Participant deferral / active EE | $5,675 | $5,454+4.1% | $4,879+16.3% | $6,711-15.4% |
| Admin fee / account holder | $4,277 | $7,882-45.7% | $6,733-36.5% | $11,407-62.5% |