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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,670 | $133,981-65.9% | $112,249-59.3% | $134,532-66.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.66% | 47.16%-68.8pp | 27.48%-49.1pp | 418.27%-439.9pp |
| Employer contribution / active EE | $2,511 | $4,040-37.9% | $3,636-30.9% | $4,741-47.0% |
| Participant deferral / active EE | $4,590 | $5,292-13.3% | $4,729-2.9% | $6,401-28.3% |
| Admin fee / account holder | $1,304 | $7,492-82.6% | $6,412-79.7% | $11,429-88.6% |