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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,125 | $111,878+1.1% | $93,727+20.7% | $145,897-22.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.49% | 204.28%-190.8pp | 133.83%-120.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $8,179 | $3,092+164.5% | $2,421+237.8% | $4,663+75.4% |
| Participant deferral / active EE | $6,276 | $4,920+27.5% | $4,417+42.1% | $6,689-6.2% |
| Admin fee / account holder | $8,403 | $10,256-18.1% | $8,292+1.3% | $13,390-37.2% |