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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,841 | $65,566-48.4% | $86,235-60.8% | $75,177-55.0% |
| Participation rate | 55.9% | 60.5%-4.6pp | 69.0%-13.0pp | 67.2%-11.3pp |
| Annual return | 22.89% | 46.07%-23.2pp | 1170.03%-1147.1pp | 160.75%-137.9pp |
| Employer contribution / active EE | $721 | $1,553-53.6% | $2,381-69.7% | $2,671-73.0% |
| Participant deferral / active EE | $3,718 | $3,023+23.0% | $3,987-6.7% | $4,126-9.9% |
| Admin fee / account holder | $1,064 | $5,470-80.5% | $6,856-84.5% | $5,651-81.2% |