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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,168 | $59,819-64.6% | $79,583-73.4% | $68,490-69.1% |
| Participation rate | 97.1% | 61.1%+36.0pp | 69.5%+27.6pp | 67.9%+29.2pp |
| Annual return | -19.83% | -12.30%-7.5pp | 0.16%-20.0pp | -7.85%-12.0pp |
| Employer contribution / active EE | $685 | $1,505-54.5% | $2,414-71.6% | $2,597-73.6% |
| Participant deferral / active EE | $4,477 | $3,025+48.0% | $3,986+12.3% | $4,028+11.2% |
| Admin fee / account holder | $436 | $4,835-91.0% | $6,835-93.6% | $5,403-91.9% |