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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,724 | $118,877-72.5% | $96,570-66.1% | $167,536-80.5% |
| Participation rate | 95.7% | 75.5%+20.2pp | 69.8%+25.8pp | 82.1%+13.5pp |
| Annual return | 14.29% | 50.50%-36.2pp | 37.79%-23.5pp | 478.82%-464.5pp |
| Employer contribution / active EE | $0 | $3,121-100.0% | $2,357-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $3,291 | $4,617-28.7% | $3,849-14.5% | $6,342-48.1% |
| Admin fee / account holder | $3,293 | $8,069-59.2% | $6,182-46.7% | $12,315-73.3% |