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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,178 | $138,114-29.6% | $125,391-22.5% | $134,545-27.8% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -14.15% | 750.88%-765.0pp | 572.41%-586.6pp | 418.37%-432.5pp |
| Employer contribution / active EE | $984 | $5,246-81.2% | $4,816-79.6% | $4,742-79.2% |
| Participant deferral / active EE | $18,607 | $7,801+138.5% | $7,448+149.8% | $6,401+190.7% |
| Admin fee / account holder | $2,041 | $11,570-82.4% | $10,009-79.6% | $11,431-82.1% |