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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,700 | $176,120-61.0% | $159,487-56.9% | $167,553-59.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.87% | 331.95%-315.1pp | 263.71%-246.8pp | 478.89%-462.0pp |
| Employer contribution / active EE | $941 | $5,299-82.2% | $4,831-80.5% | $4,840-80.6% |
| Participant deferral / active EE | $17,753 | $7,752+129.0% | $7,354+141.4% | $6,343+179.9% |
| Admin fee / account holder | $1,464 | $12,561-88.3% | $10,804-86.5% | $12,316-88.1% |