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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,613 | $32,117-23.4% | $71,086-65.4% | $64,173-61.6% |
| Participation rate | 18.4% | 42.7%-24.3pp | 54.7%-36.2pp | 69.6%-51.1pp |
| Annual return | -5.37% | -5.57%+0.2pp | 650.59%-656.0pp | 7.63%-13.0pp |
| Employer contribution / active EE | $219 | $712-69.3% | $1,088-79.9% | $2,381-90.8% |
| Participant deferral / active EE | $1,182 | $1,263-6.4% | $1,874-37.0% | $3,470-65.9% |
| Admin fee / account holder | $0 | $2,759-100.0% | $3,082-100.0% | $4,887-100.0% |