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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,613 | $30,732-72.0% | $59,496-85.5% | $59,633-85.6% |
| Participation rate | 15.2% | 43.2%-28.1pp | 54.6%-39.4pp | 68.7%-53.5pp |
| Annual return | -32.01% | 4.47%-36.5pp | 182.05%-214.1pp | 2041.45%-2073.5pp |
| Employer contribution / active EE | $300 | $631-52.4% | $1,153-74.0% | $2,203-86.4% |
| Participant deferral / active EE | $915 | $1,183-22.6% | $1,829-50.0% | $3,192-71.3% |
| Admin fee / account holder | $0 | $2,136-100.0% | $2,232-100.0% | $4,297-100.0% |