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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,508 | $117,433-82.5% | $99,475-79.4% | $152,897-86.6% |
| Participation rate | 66.7% | 77.5%-10.9pp | 73.8%-7.2pp | 82.5%-15.8pp |
| Annual return | 18.91% | 31.87%-13.0pp | 30.72%-11.8pp | 345.43%-326.5pp |
| Employer contribution / active EE | $1,434 | $3,013-52.4% | $2,540-43.5% | $4,764-69.9% |
| Participant deferral / active EE | $1,434 | $4,086-64.9% | $3,619-60.4% | $5,851-75.5% |
| Admin fee / account holder | $3,848 | $7,634-49.6% | $6,252-38.5% | $11,599-66.8% |