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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,305 | $113,338-88.3% | $94,993-86.0% | $147,586-91.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 16.15% | 20.80%-4.6pp | 27.14%-11.0pp | 578.59%-562.4pp |
| Employer contribution / active EE | $2,921 | $3,160-7.6% | $2,603+12.2% | $4,876-40.1% |
| Participant deferral / active EE | $3,091 | $3,777-18.2% | $3,317-6.8% | $5,439-43.2% |
| Admin fee / account holder | $2,363 | $6,063-61.0% | $4,960-52.4% | $10,886-78.3% |