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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,466 | $209,847-70.7% | $189,520-67.6% | $167,518-63.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 4.71% | 748.45%-743.7pp | 555.25%-550.5pp | 478.71%-474.0pp |
| Employer contribution / active EE | $1,761 | $6,913-74.5% | $6,161-71.4% | $4,838-63.6% |
| Participant deferral / active EE | $5,668 | $8,934-36.6% | $8,220-31.1% | $6,342-10.6% |
| Admin fee / account holder | $59,601 | $14,295+316.9% | $12,046+394.8% | $12,312+384.1% |