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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,064 | $212,386-54.8% | $199,883-51.9% | $138,895-30.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 11.37% | 47.75%-36.4pp | 43.81%-32.4pp | 145.39%-134.0pp |
| Employer contribution / active EE | $1,634 | $6,625-75.3% | $6,261-73.9% | $4,194-61.1% |
| Participant deferral / active EE | $7,469 | $9,617-22.3% | $9,138-18.3% | $6,396+16.8% |
| Admin fee / account holder | $564 | $18,233-96.9% | $17,268-96.7% | $12,562-95.5% |