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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,535 | $166,268-19.7% | $165,100-19.1% | $145,897-8.5% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 11.54% | 100.52%-89.0pp | 70.21%-58.7pp | 552.29%-540.7pp |
| Employer contribution / active EE | $8,801 | $5,284+66.6% | $4,348+102.4% | $4,663+88.8% |
| Participant deferral / active EE | $8,801 | $6,964+26.4% | $6,035+45.8% | $6,689+31.6% |
| Admin fee / account holder | $24 | $16,659-99.9% | $12,696-99.8% | $13,390-99.8% |