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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,611 | $199,109-19.3% | $173,730-7.6% | $154,746+3.8% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 10.99% | 20.02%-9.0pp | 19.96%-9.0pp | 172.34%-161.3pp |
| Employer contribution / active EE | $7,752 | $5,311+46.0% | $4,577+69.4% | $4,379+77.0% |
| Participant deferral / active EE | $7,752 | $7,113+9.0% | $6,326+22.5% | $6,730+15.2% |
| Admin fee / account holder | $24 | $20,916-99.9% | $17,523-99.9% | $14,365-99.8% |