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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,262 | $148,582-52.0% | $135,942-47.6% | $139,456-48.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 15.81% | 79.26%-63.4pp | 68.28%-52.5pp | 373.45%-357.6pp |
| Employer contribution / active EE | $2,244 | $5,245-57.2% | $4,858-53.8% | $4,753-52.8% |
| Participant deferral / active EE | $5,970 | $8,101-26.3% | $7,759-23.1% | $6,711-11.0% |
| Admin fee / account holder | $678 | $12,402-94.5% | $10,764-93.7% | $11,407-94.1% |